Here is a quick and simple Xmas card that I have put together today.
The simple stitch to create a frame is done in a variegated thread of black/white/grey. The topper is a die and stamp set of a bauble (Spellbinders - I think). I dug out my peel offs and found this black and silver design that works well in the corners. I haven't used peel offs that much lately, but they do come in handy sometimes. Layered onto black and then silver card.